Travel Insurance is just that! An insurance to cover you, when things go wrong. It is one of the important things that should be high on your to do list before you depart for your chosen travel destination.
Travelling to different countries, the possibilities of something not going according to plan, are higher than usual.
Do not see insurance as an optional extra! You could end up thousands of dollars out of pocket. Even a short trip should be covered.
Travel Health Insurance really is an absolute must! Here in New Zealand, medical treatment for tourists, who are not eligible for a government subsidy is expensive! My experience is, this is the same in many travel destinations.
WorldNomads.com is backed by a suite of strong, secure, specialist travel insurers who provide you with great cover, 24 hour emergency assistance and the highest levels of support and claims management when you need it most.
Value for money with the cover you need
WorldNomads.com provides cover for what's important for travellers from over 150 countries. By focussing on what you need and leaving out what you don't, World Nomads prices are some of the most competitive online.
Flexibility when you need it most
Had a change of plans? You can extend your policy indefinitely or claim online while you are still away. You can even buy a World Nomads policy if you're already travelling.
Cover for a range of adventure activities
From skiing & snowboarding in New Zealand to whitewater rafting in Colorado, WorldNomads.com covers a range of adventure activities, giving you peace of mind to get the most from your travels.
World Nomads keeps you travelling safely
All WorldNomads.com members have access to up-to-date travel safety alerts, as well as travel safety advice and tips online through the World Nomads Travel Safety Hub.
We want to make sure you get the most from WorldNomads.com. You can find out more about what is covered and the 5 key parts of a World Nomads' travel insurance policy. If you have any questions about your travel insurance or travel safety in general, please contact WorldNomads.com directly.
General Tips for Choosing Travel Insurance
?There are specially designed insurance policies that suit different types of travel.
1) Comprehensive Overseas
2) Domestic
3) Medical Only Cover
4) Annual Multi trip
5) Backpacker Cover this often includes adventure activity cover
6) Travel Cancellation
7) Medical Travel Insurance including cover for pre existing health issues.8) Medical repatriation to home country if injured, ill or in death.9) Ski Insurance
A General Insurance should cover 1) Personal baggage
2) Money and Travel documents
3) Trip Cancellation Fares
4) Loss of Deposits
5) Medical and other expenses
6) Rental vehicle excess ( this is the amount you have to pay , when the company insurance is paying an insurance claim for vehicle damage)
7) Strikes/Hi Jacking
8) Accident, death or permanent disability
I think that with World Nomad you have a very good cover for all possible scenarios......very few companies will cover you for high risk sports.My daughter always covers her travel with this company and has had excellent service when she has had to make a claim.
Checking your Policy
Insurance policies are notoriously wordy and difficult to read. But you MUST read the small print. Check you are covered for what you expect to be covered for. Are there any snags?
Just having paid your premium will not mean you have automatic cover of all these things. It must be there written into the in the policy. There are often exclusions such as natural disasters. Know what you are paying for!
